Trying to find the best solution? Start with these resources

Debt is hell.  But it does get better once you have a plan to become debt free.

Right now, it looks bleak. You’re under terrible stress and everything you’ve worked hard for is being swallowed by debt.

I’ve seen debt push people to the end of their limits.

I’ve seen families lose their homes, their education savings for their children, and most sadly their confidence and hope.

While it looks terrible now, I can honestly promise that in a year or so, it will get better. I know because I’ve helped hundreds of people in the exact same situation as you.

On this page, I’ll give you the best resources we’ve published and hopefully help you understand your options and that there is a way out.

Every Canadian has options when it comes to debt. There is help. I’m going to show you what you need to do.

Why I wrote this

I wrote this as I’ve found that many Canadians are completely unprepared for financial crises. They know little about bankruptcy legislation, their legal rights for dealing with creditors, and often fall into the well-prepared traps of creditors.

When it comes to debt, creditors really are flexible. Most consumers will continue to pay huge sums of interest and resign themselves to a fate of perpetual punishment. But it doesn’t need to be this way. You do have rights and options in Canada.

We are a 100% Canadian owned company that has been helping individuals and families turn their finances around for over 10 years, and we have helped thousands of people just like you.

I’ve seen all types of debt–from 50K in student loan debt to 300K in unsecured debt–and really encourage you to educate yourself and take the time to read a few of these resources.

The 5 articles you need to read

These article contain a lot of good information. But if you have debt and don’t see a way out, you need to understand five things.

ONE: The 8 proven debt options every Canadian needs to know about

TWO: Debt consolidation 101:  when should you use it?

THREE: 8 big myths about debt: ignore these at a huge cost

FOUR: Debt consolidation versus consumer proposals: the pros and cons

FIVE: How to file bankruptcy: what you need to know about the process